Benefits of a credit card

Every bank is people friendly and they have a variety of credit cards to help people in case of emergencies or unfortunate situations. You can choose any card that suits your lifestyle and their customer-friendly managers are always at your ringtone for help. All cards have cash back schemes, reward points and offers at any time of the year. Having a credit card gives you the convenience of making a payment compared to paying cash for various services.


Yes, choosing the best card is a challenging task, but not an impossible one. If your job involves going on trips, a travel card offering discounts on hotel bookings and airline tickets is the best option. You also have the option of paying with this card instead of paying cash in a foreign country. If you are someone who trades regularly, a card that offers discounts on popular labels, electronics at suitable stores will be the best option.

In an unforeseen emergency, you can make the payment, but may have the large amount changed to EMIs. Repayment is mandatory, but you can schedule the payment at your convenience after reviewing the guidelines.

Some of the card fans open the monthly calculation to a diary where you do not need to record the purchase records. An option is also available where purchases can be easily sorted.

Making regular payments on your quota automatically rewards you with a good credit score. A wonderful track record will always help you secure a loan.

Forget the past of standing in long queues in a bank; You can apply for your preferred credit card in your home or office. Visit the site, browse the column you want, and select your favorite map. The personal information must be filled in as needed and then click “Apply”. The next step is to prepare the copies of identity card, income certificate and proof of address for the confirmation process.


Managing expenses is difficult, but more challenging is the task of paying bills. The world is at your fingertips provided you know how to handle technical gadgets and have a credit card. You do not have to go out of your home to pay bills in any category, be it electricity, mobile charging and other requirements.

Live seamlessly and take advantage of the bank’s Mobile Bill Pay option. Make sure you make the right clicks, update the correct information and the bill. You’ve done your part for Mother Nature by saving paper and making the most of your time.


The Internet has given rise to cyber criminals who take every opportunity to scam money at your cost. However, all credit cards are securely protected as they have an EMV chip (also PIN protected) on which each transaction is secured. The chip drastically cuts all foaming and counterfeit fraud opportunities.

You can use the card to access airport lounges (for a nominal fee), shop online for clothes, gadgets, book tickets to your favorite shows, etc. Like any credit card, you will receive an SMS immediately after a transaction to the mobile number that is registered in the catalog.

You can also withdraw cash at any ATM in the world (however, you need to inform the bank for some credit cards to travel to a foreign country). Fees apply according to the guidelines. Card payment just got better with these points.

• If you book by credit card, you get discounts on cinema tickets and outdoor seating.

• Depending on the card, you get a refund for fuel subsidies.

• Primary cardholder family members do not have to pay fees to become an add-on member.

• Connection fees may be waived if you make a purchase for a certain amount or more using the card.


You should be 18 or older

You must maintain a minimum amount per Credit card requirements

If you are applying for a credit card for the first time, you must provide proof of your income address. If you already have an account, your KYC information will be checked again for authenticity.