Credit Analysis | Process 5 C & # 39; s Credit Analysis | Ratio




In the video about credit analysis, we look at credit analysis from the perspective of a beginner.

𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬?
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Credit analysis is the process of drawing conclusions about credit (the subject ’s value) from available data (quantitative and qualitative) and making recommendations on perceived needs and risks.

𝐏𝐫𝐨𝐜𝐞𝐬𝐬
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1. Proposal
2. Inspection
3. Financial security
4. Market review
5. Proposal submission
6. Assess sanctions
7. Data collection
8. Analysis of various parameters
9. Credit rating
10. Sanctions statement
11. Terms and conditions established
12. The proposal has been approved

𝐂𝐂𝐬𝐬𝐬
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1. Character
2. Capacity
3. Capital
4. Mortgage (or guarantee)
5. Conditions

𝐑𝐚𝐭𝐢𝐨𝐬
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1. Current ratio
2. Solubility ratio
3. Solvency ratio
4. Interest rate
5. Efficiency ratio
6. Analysis of cash flow and expected cash flow
7. Collateral analysis
8. SWOT analysis

To learn more about the credit analysis rate, please visit the following link: https://www.wallstreetmojo.com/credit-analysis/

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